# Terms of Service | Restaurant Financing Pros NC

> Terms and conditions for using Restaurant Financing Pros NC services and website.

URL: https://restaurantfinancingnorthcarolina.com/terms-of-service/

# Terms of Service

Last updated: June 26, 2026

## 1\. Agreement to Terms

By accessing or using the website or services of Restaurant Financing Pros NC ("we", "us", or "our"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, please do not use our website or services.

## 2\. Services Provided

Restaurant Financing Pros NC operates as a commercial finance brokerage, helping North Carolina restaurant operators access financing including, but not limited to:

-   Restaurant equipment financing (EFAs, leases, simple-interest loans)
-   Food truck and trailer financing
-   Restaurant working capital
-   SBA 7(a) and SBA 504 loans
-   Merchant cash advances
-   Franchise restaurant financing
-   Build-out and remodel financing
-   Refrigeration and walk-in financing
-   POS and technology financing

## 3\. Quotes and Estimates

Rates, terms, and approval estimates provided on our website or in initial conversations are illustrative only. Actual financing terms depend on creditworthiness, equipment type, deal structure, time in business, revenue, and lender criteria. No quote or estimate constitutes a binding offer until formalized in a written agreement.

## 4\. Pre-Qualification

Pre-qualification uses a soft credit pull and does not impact your credit score. A full application typically involves a hard inquiry and additional documentation. We disclose this to you before proceeding.

## 5\. Fees and Charges

We charge no out-of-pocket fees on working capital. Any costs associated with a specific financing structure (factor rate, origination, closing costs, etc.) are disclosed prior to signing. Pricing for financing products varies by program and is set by the underlying lenders in our network.

## 6\. User Responsibilities

You agree to:

-   Provide accurate, complete, and current information when applying
-   Use our website and services only for lawful business purposes
-   Not misrepresent your identity, business, or financial position

## 7\. Limitation of Liability

To the maximum extent permitted by law, Restaurant Financing Pros NC and its affiliates are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website. Our total liability for direct damages is limited to the amount of fees you paid us, if any.

## 8\. Disclaimers

We do not provide tax, accounting, or legal advice. References to tax treatment of equipment financing (such as Section 179) are for general information only — consult your CPA or attorney for advice specific to your situation.

## 9\. Intellectual Property

All content on this website — including text, graphics, logos, and software — is the property of Restaurant Financing Pros NC or its licensors and protected by applicable intellectual property laws.

## 10\. Modifications

We may update these terms at any time. Material changes will be posted on this page with an updated "Last updated" date. Continued use of our website or services after changes constitutes acceptance.

## 11\. Governing Law

These terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-laws principles.

## 12\. Contact

Questions about these Terms? Reach our team:

-   Email: 
    
    dale@restaurantfinancingnorthcarolina.com
    
    [mailto:dale@restaurantfinancingnorthcarolina.com →](mailto:dale@restaurantfinancingnorthcarolina.com)
    
-   Phone: 
    
    (910) 685-8872
    
    [tel:+19106858872 →](tel:+19106858872)
    
-   Address: 226 N Front St, Wilmington, NC 28401